Krisyalie Figueroa
Short-Term Rental Eligible
$554,900$559,0005 bd3 ba2,297 sqft$242 /sqft$4,248 /mo all-in ↓

1616 REGAL MIST LOOP, TRINITY, FL, 34655

Active76 days on marketListed Jun 1, 2026MLS #W7885939

Reduced $4KPrivate poolSingle Family ResidenceTHOUSAND OAKS EAST PH 02 & 03

About this home

1616 REGAL MIST LOOP

Seller willing to negotiate closing costs! Discover refined living in this impeccably maintained residence, where timeless elegance meets modern comfort. This stately four-bedroom home with a bonus welcomes you with a graceful paver driveway that sets a distinguished tone from the first impression. Walking inside, rich wainscoting graces the formal dining area, while the gourmet kitchen features lustrous granite countertops and solid oak cabinets. All kitchen appliances included. The primary suite offers a true retreat with a double vanity and an expansive soaking tub perfect for luxurious relaxation. An attached in-law suite at the rear provides versatile living options featuring a barn door. The crown jewel of the property is the sparkling pool, beautifully resurfaced in 2025, inviting serene mornings and unforgettable evenings. A generously sized side yard offers ample space for a playset or future outdoor enjoyment. Water softening system and water filtration system installed. Nestled in Thousand Oaks East, one of Trinity’s most prestigious neighborhoods. Enjoy A+ rated schools, alongside convenient access to the finest new shopping, celebrated restaurants, and vibrant entertainment destinations Trinity has to offer. A home of distinction on Regal Mist Loop, where elegance and everyday luxury harmoniously reside.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,297

Sqft

0.16 ac

Lot size

2

Garage

2004

Year built

One

Levels

$242

Per sqft

Private pool

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$30/mo
Taxes (2025)$6,557/yr
PetsCats OK, Dogs OK
CommunityGolf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,248 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property tax — 2025 actual bill$546
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,422
Interest rate6.00%
Loan term

Estimated payment

$4,248/mo

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property taxes (actual bill)$546
HOA / condo fee$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $555K
$457KedgeAI estimate $512,351 · range $476K$581K$605K

vs edgeAI estimate

+8.3%

$/sqft vs Trinity actives

$242 vs $235

Days on market

76 vs 36 typical

Where $242/sqft sits among the 48 Trinity actives

9
11
18 · this home
6
0
4
$158–190$190–222$222–255$255–287$287–320$320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityThousand Oaks
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,595/mo median

MarketTrinity
Annual gross at median$31,140
Gross yield on this price5.6%
Homes for rent right now2

Live Trinity rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Thousand Oaks East

Map of 1616 REGAL MIST LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Thousand Oaks is a short-term-rental community. See the full guide →

Thousand Oaks East — neighborhood snapshot

Population

1,902

Median age

39

Median income

$105,752

Median home value

$460,100

Avg household

3

Households w/ children

219

For the school run

Pasco County School District

HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★
ElementaryTrinity Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$467K$504K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

25 of 48

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

CurrentPrice reduced to $554,900 $4K
Jun 1, 2026Listed at $559,000 · 76 days on market since
2004Built · THOUSAND OAKS EAST PH 02 & 03

Reality check

What actually sold near 1616 REGAL MIST LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1745 PINK GUARA COURTSold · Sep ’25

$560,000

1745 PINK GUARA COURT · same community

4 bd · 3 ba · 2,474 sqft · $226/sqft · 7 DOM

1835 REGAL MIST LOOPSold · Jan ’26

$607,500

1835 REGAL MIST LOOP · same community

5 bd · 4 ba · 3,043 sqft · $200/sqft · 11 DOM

1725 PINK GUARA COURTSold · Feb ’26

$630,000

1725 PINK GUARA COURT · same community

4 bd · 3 ba · 3,179 sqft · $198/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krisyalie Figueroa

Your agent

Krisyalie Figueroa

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1616 REGAL MIST LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1616 REGAL MIST LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Krisyalie's phone and CRM.

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Straight answers

1616 REGAL MIST LOOP FAQs

What would the monthly payment be for 1616 REGAL MIST LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,248/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1616 REGAL MIST LOOP?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1616 REGAL MIST LOOP?+

The most recent tax bill on record (2025) was $6,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1616 REGAL MIST LOOP be rented short-term?+

Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1616 REGAL MIST LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $554,900, this home is listed about 2% below the Trinity median of $564,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1616 REGAL MIST LOOP?+

James W. Mitchell High School (high), Seven Springs Middle School (middle), Trinity Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$554,900 runs 73% above the TRINITY 34655 median.

02Zoned for nightly rentals

Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

76 days on market against a Trinity median of 36 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

James W. Mitchell High School, Seven Springs Middle School, Trinity Elementary School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DENNIS REALTY & INV. CORP. · Daniel Julian. MLS #W7885939.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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