
12962 STEED TRACE LOOP, LITHIA, FL, 33547
Active0 days on marketListed Aug 19, 2026MLS #TB8539594
About this home
12962 STEED TRACE LOOP
Sophisticated finishes, impressive architectural details, and remarkable flexibility come together in this WestBay Belmar in the sought-after Hawkstone community. From its stunning grand foyer and signature kitchen to its versatile first-floor suite, upstairs balcony, and expansive backyard with no rear neighbors, this home is thoughtfully designed for the way you live. From the moment you step inside, the grand two-story foyer makes an unforgettable first impression. Soaring volume ceilings create a dramatic sense of arrival, opening to the private den, formal dining room, grand staircase, and split 3-car garage entrances. WestBay’s Coastal Wht. Design Collection brings a light, refined aesthetic throughout, pairing Sonoma Linen cabinetry and Calacatta Novello quartz countertops with Floorte Pride Plus Accent Riverside luxury vinyl plank flooring. At the heart of it all is a kitchen made to impress. Anchored by WestBay’s iconic 14+ foot island, this incredible space is designed for everyday living and entertaining alike. A farmhouse sink, gas cooktop, built-in oven, stainless steel range hood, and generous walk-in pantry add exceptional functionality, while the open connection to the family room and pocket sliding doors to the screened lanai create an effortless flow for indoor-outdoor living and entertaining. One of this home’s greatest advantages is its flexible floor plan. The main level includes a dedicated den ideal for a home office, playroom, or creative space, along with a separate formal dining room. Even more versatile is the private first-floor bedroom suite with its own full bathroom. Ideal for guests, extended family, or multigenerational living, it could also easily function as a main-level primary suite for someone who prefers first-floor living. Upstairs, a massive loft offers incredible flexibility for movie nights, gaming, a second living area, or whatever fits your lifestyle, while the screened upper-level balcony creates an unexpected outdoor retreat. Accessible from the upstairs primary suite, it’s a wonderful place to enjoy a quiet morning or unwind in the evening. The upstairs primary suite is a true retreat, complete with an oversized walk-in closet and expansive en-suite bath. Dual vanities, a separate garden tub, and an impressive walk-in shower tiled to the ceiling with dual shower heads create a spa-like experience. The secondary bedrooms are equally well planned, with two connected by a Jack-and-Jill bathroom and another featuring its own private full bath. Outdoor living offers even more room to make this home your own. The screened lanai extends the living space outdoors, while the large fenced backyard provides plenty of room to play, entertain, or design the pool you’ve been dreaming of. Best of all, no rear neighbors add an extra sense of openness and privacy. Even better, a spacious community green space sits right outside the front door, giving kids a place to play and neighbors a place to gather just steps from home. With no through traffic in front, it’s a setting the homeowners especially love for its added sense of privacy and peace of mind. Located within the Hawkstone community, residents enjoy two resort-style pools, playgrounds, a dog park, sports courts, and nearby nature trails. With so many impressive features and thoughtful details, there simply isn’t enough room to mention them all. This is a home that truly needs to be experienced in person—come see for yourself what makes it so special
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,228
Sqft
0.17 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,607 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,607/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
Days on market
0 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lithia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
LITHIA 33547 — neighborhood snapshot
Population
31,268
Median age
36.8
Median income
$121,769
Median home value
$477,300
Avg household
3.24
Households w/ children
4,884
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $559K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Krisyalie Figueroa
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12962 STEED TRACE LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12962 STEED TRACE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Krisyalie's phone and CRM.
Straight answers
12962 STEED TRACE LOOP FAQs
What would the monthly payment be for 12962 STEED TRACE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,607/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12962 STEED TRACE LOOP?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12962 STEED TRACE LOOP?+
The most recent tax bill on record (2025) was $13,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12962 STEED TRACE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $747,500, this home is listed about 33% above the Lithia median of $562,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12962 STEED TRACE LOOP?+
Barrington Middle School (middle), Newsome High School (high), Pinecrest Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$747,500 runs 50% above the LITHIA 33547 median — but at 4,228 sqft it's also 66% larger than the typical Lithia listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Lithia market that averages 46 — if it fits, move quickly.
04Strong assigned schools
Barrington Middle School, Newsome High School, Pinecrest Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8539594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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