1005 E MAIN STREET, BARTOW, FL, 33830
Active0 days on marketListed Aug 17, 2026MLS #TB8539544
About this home
1005 E MAIN STREET
NO Flood Insurance!!!Home in Bartow zoned C-2 Multi family- 4 bedroom 2 bath home in main home and 1 bedroom and 1 bath apartment with separate entrance(Can be used as Mother in law suite) . This home is perfect for a LIVE/WORK opportunity or small business. Also on the property is a ton of storage space (2 outbuildings), a R/V and/or boat carport, and one car garage with huge workshop. Plenty of off-street parking and close to HWY 60 and downtown Bartow and county services. Roll up storage with garage door, carport over RV Parking. Home is located on Main St where there are great restaurants, bars, and shopping!!!!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,109
Sqft
0.22 ac
Lot size
1
Garage
1920
Year built
One
Levels
$102
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,874 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,874/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$303K → $327K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krisyalie Figueroa
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1005 E MAIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1005 E MAIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Krisyalie's phone and CRM.
Straight answers
1005 E MAIN STREET FAQs
What would the monthly payment be for 1005 E MAIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,874/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1005 E MAIN STREET?+
The most recent tax bill on record (2025) was $4,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bartow?+
At $214,900, this home is listed about 33% below the Bartow median of $319,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1005 E MAIN STREET?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BARTOW 33830 market on paper
$214,900 is 32% below the BARTOW 33830 median of $318,250, and at $102/sqft it sits under the Bartow average of $183.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Bartow market that averages 33 — if it fits, move quickly.
Listing courtesy of SELECT PROPERTIES INC · Gil Bernardino. MLS #TB8539544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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