10664 STARKEY ROAD, SEMINOLE, FL, 33777
Active6 days on marketListed Aug 13, 2026MLS #TB8534478
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Upcoming open house
Sat, Aug 22
11:00 AM – 1:00 PM
About this home
10664 STARKEY ROAD
Welcome to this beautifully updated Seminole home where comfortable Florida living meets convenience and charm. Located in the desirable Starkey Heights neighborhood, this 2-bedroom, 1-bath residence offers 704 square feet of thoughtfully designed living space on a generous 6,499-square-foot lot, with no HOA and no flood insurance required. Inside, the bright and inviting layout features updated finishes, luxury vinyl plank flooring, and an open living and dining area that connects seamlessly to the kitchen. The updated kitchen offers modern cabinetry, stainless steel appliances, ample counter space, and an open connection to the main living area. Both bedrooms are comfortable and well-appointed with ceiling fans and generous closet space. The updated bathroom features a contemporary vanity, modern fixtures, and a tiled tub and shower combination. Updated house plumbing and a conveniently located stacked washer and dryer add to the home's functionality, plus a tankless water heater. Step outside and discover a backyard designed for enjoying the Florida lifestyle. The fully fenced yard features updated fencing, an impressive pavered outdoor space, and a charming rear courtyard, creating plenty of room for entertaining, outdoor dining, relaxing, or simply enjoying the privacy of your own backyard. Mature trees provide shade, while the manicured front yard and extended driveway offer great curb appeal and convenient off-street parking. Ideally situated near Seminole City Center, Lake Seminole Park, the Pinellas Trail, restaurants, shopping, medical facilities, and highly sought-after Gulf beaches, including Madeira Beach and Redington Beach. Updated, well-maintained, and ideally located, this home offers the perfect opportunity to enjoy everything Seminole has to offer, with no HOA restrictions.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
704
Sqft
0.15 ac
Lot size
1959
Year built
One
Levels
$469
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,609 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,609/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.3%
$/sqft vs Seminole actives
$469 vs $250
Days on market
6 vs 45 typical
Where $469/sqft sits among the 285 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Starkey Heights — neighborhood snapshot
Population
607
Median age
54
Median income
$83,182
Median home value
$362,400
Avg household
3
Households w/ children
56%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 285
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 10664 STARKEY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$345,000
10849 92ND STREET · same community
3 bd · 2 ba · 1,110 sqft · $311/sqft · 38 DOM
Sold · Mar ’26$370,000
8957 109TH TERRACE · same community
3 bd · 2 ba · 1,144 sqft · $323/sqft · 9 DOM
Sold · Dec ’25$225,000
10956 92ND STREET · same community
3 bd · 1 ba · 1,260 sqft · $179/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krisyalie Figueroa
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10664 STARKEY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10664 STARKEY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Krisyalie's phone and CRM.
Straight answers
10664 STARKEY ROAD FAQs
What would the monthly payment be for 10664 STARKEY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10664 STARKEY ROAD?+
The most recent tax bill on record (2025) was $4,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $329,900, this home is listed about 14% below the Seminole median of $384,250. The market section on this page shows how the area is trending.
Which schools are assigned to 10664 STARKEY ROAD?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$329,900 runs 13% above the SEMINOLE 33777 median.
02Fresh on the market
Only 6 days on market in a Seminole market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Whitney Taphorn. MLS #TB8534478.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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