9317 124TH PLACE, SUMMERFIELD, FL, 34491
Active1 days on marketListed Aug 12, 2026MLS #OM730075
About this home
9317 124TH PLACE
One or more photos have been virtually staged. Welcome to this well-maintained Captiva model in the desirable Spruce Creek Golf & Country Club community! Offering 1,906 square feet of living space, this 2-bedroom, 2-bath home also features a dedicated den/office and an attached 3-car garage with golf cart space. The open floor plan creates an inviting flow throughout the home, while beautiful bay windows bring in plenty of natural light and add character to the living space. The primary suite offers a walk-in closet, and the updated bathroom, completed in 2023, gives the home a fresh, modern touch. Additional peace of mind comes with a roof updated in 2021. Enjoy the convenience of an indoor laundry room, engineered hardwood flooring, natural gas, public water and sewer, plus an irrigation system and rain gutters. Located within a gated 55+ golf community, residents can enjoy an impressive lineup of amenities including a clubhouse, community pool, fitness center, tennis courts, dog park, restaurant, sidewalks, golf cart access, and more. With a spacious 0.25-acre lot, comfortable one-story layout, and thoughtful updates already completed, this home is ready for its next owner to settle in and enjoy the Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,906
Sqft
0.25 ac
Lot size
3
Garage
2003
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,706 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,706/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$189 vs $188
Days on market
1 vs 50 typical
Where $189/sqft sits among the 354 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
174 of 354
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9317 124TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$382,500
13536 SE 97TH TERRACE ROAD
2 bd · 2 ba · 1,936 sqft · $198/sqft · 208 DOM
Sold · Aug ’26$295,000
13160 SE 93RD CIRCLE
2 bd · 2 ba · 1,875 sqft · $157/sqft · 170 DOM
Sold · Oct ’25$274,900
9021 SE 136TH LOOP
2 bd · 2 ba · 1,942 sqft · $142/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krisyalie Figueroa
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9317 124TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9317 124TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Krisyalie's phone and CRM.
Straight answers
9317 124TH PLACE FAQs
What would the monthly payment be for 9317 124TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,706/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9317 124TH PLACE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9317 124TH PLACE?+
The most recent tax bill on record (2025) was $648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9317 124TH PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $359,900, this home is listed about 24% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9317 124TH PLACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$359,900 runs 31% above the SUMMERFIELD 34491 median — but at 1,906 sqft it's also 18% larger than the typical Summerfield listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Summerfield market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MAGNOLIA HOMES AND LAND LLC · Seth Farley. MLS #OM730075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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