426 WATER STREET, CELEBRATION, FL, 34747
Active7 days on marketListed Aug 11, 2026MLS #O6431760
About this home
426 WATER STREET
AVAILABLE NOW! Exceptional 3-story end-unit townhome-style condo in the heart of Downtown Celebration, offering beautiful Water Street canal views and Brazilian hardwood flooring throughout. This spacious floor plan features soaring ceilings, oversized windows, and abundant natural light. Enjoy two separate living areas on different levels, providing flexibility for entertaining, relaxing, or working from home. A versatile second-floor loft overlooks the main living area and is perfect for a home office, study, fitness space, or reading nook. The bright kitchen offers a breakfast area overlooking the living room, creating an open and inviting atmosphere. All three bedrooms are generously sized, including a spacious primary suite with a custom walk-in closet. The primary bathroom features dual vanities, a garden tub, and a separate walk-in shower. Parking is a rare bonus with an attached 2-car garage plus an additional detached 1-car garage, providing ample space for vehicles, bikes, and extra storage. Located just a short walk from Celebration's vibrant downtown, residents can enjoy restaurants, cafés, shops, parks, walking trails, community events, and the picturesque waterfront—all just steps from the front door. Don't miss this opportunity to lease one of Celebration's most desirable downtown residences. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,880
Sqft
0.11 ac
Lot size
3
Garage
1998
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Celebration actives
$2 vs $342
Days on market
7 vs 39 typical
Where $2/sqft sits among the 77 Celebration actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Celebration
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Celebration. See the full Celebration guide →
CELEBRATION 34747 — neighborhood snapshot
Population
27,422
Median age
37.5
Median income
$83,141
Median home value
$455,600
Avg household
2.6
Households w/ children
2,599
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Celebration market
$618K → $690K
Celebration median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
47 of 77
Celebration actives have cut their price
Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CELEBRATION 34747 median. See the full Celebration market guide →
Paper trail
This home's history
Reality check
What actually sold near 426 WATER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$815,000
1012 WILD ELM STREET
3 bd · 2 ba · 1,860 sqft · $438/sqft · 3 DOM
Sold · Aug ’26$535,000
1211 STONECUTTER DRIVE UNIT 105
3 bd · 3 ba · 1,849 sqft · $289/sqft · 19 DOM
Sold · Sep ’25$722,500
811 RUNNER OAK STREET
3 bd · 2.5 ba · 1,810 sqft · $399/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krisyalie Figueroa
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 426 WATER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 426 WATER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Krisyalie's phone and CRM.
Straight answers
426 WATER STREET FAQs
What would the monthly payment be for 426 WATER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 426 WATER STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Celebration?+
At $3,850, this home is listed about 99% below the Celebration median of $559,995. The market section on this page shows how the area is trending.
Which schools are assigned to 426 WATER STREET?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KAZA REAL ESTATE LLC · Raphael Sena Oliveira de Sena. MLS #O6431760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Celebration homes, in your inbox
Like 426 WATER STREET but not quite? A daily digest of every new listing in Celebration — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Krisyalie to ping you on any price or status change →