124 RESERVE CIRCLE UNIT 100, OVIEDO, FL, 32765
Active3 days on marketListed Aug 14, 2026MLS #O6416536
About this home
124 RESERVE CIRCLE UNIT 100
Enjoy easy FIRST FLOOR LIVING, a peaceful POND VIEW and a private CORNER UNIT setting in Hunters Reserve! This Oviedo condo features a NEWER EXTERIOR A/C CONDENSER (2024) and a functional, low-maintenance layout designed for everyday convenience. Inside, OPEN LIVING AND DINING spaces create an inviting feel, while the eat-in kitchen offers GRANITE COUNTERTOPS and sliding glass doors that extend the living space to a SCREENED LANAI overlooking the pond. Additional outdoor STORAGE and convenient IN-UNIT LAUNDRY add to the practicality. The SPLIT BEDROOM floor plan provides added privacy and flexibility, making it ideal for roommates, guests or a dedicated home office. Just outside, the unit is conveniently located next to the bridge leading to the community amenities. Zoned for TOP-RATED SEMINOLE COUNTY SCHOOLS and ideally situated just off Alafaya Trail, Hunters Reserve puts you close to UCF, Research Park, Waterford Lakes Town Center, shopping, dining and everything Oviedo has to offer. A great opportunity for a primary residence, college-area home or investment property in a highly convenient Central Florida location. Call today for more information and schedule a tour!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
975
Sqft
1990
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,886 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,886/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Oviedo actives
$241 vs $251
Days on market
3 vs 34 typical
Where $241/sqft sits among the 203 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $535K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
116 of 203
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 124 RESERVE CIRCLE UNIT 100
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$260,000
108 RESERVE CIRCLE UNIT 108 · same community
2 bd · 2 ba · 975 sqft · $267/sqft · 175 DOM
Sold · Jun ’26$210,000
176 RESERVE CIRCLE UNIT 108 · same community
2 bd · 1.5 ba · 875 sqft · $240/sqft · 37 DOM
Sold · Apr ’26$225,000
112 RESERVE CIRCLE UNIT 212 · same community
2 bd · 2 ba · 1,098 sqft · $205/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krisyalie Figueroa
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 124 RESERVE CIRCLE UNIT 100 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 RESERVE CIRCLE UNIT 100 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Krisyalie's phone and CRM.
Straight answers
124 RESERVE CIRCLE UNIT 100 FAQs
What would the monthly payment be for 124 RESERVE CIRCLE UNIT 100?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 124 RESERVE CIRCLE UNIT 100?+
The most recent tax bill on record (2025) was $2,865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 124 RESERVE CIRCLE UNIT 100?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $235,000, this home is listed about 55% below the Oviedo median of $517,000. The market section on this page shows how the area is trending.
Which schools are assigned to 124 RESERVE CIRCLE UNIT 100?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OVIEDO 32765 market on paper
$235,000 is 49% below the OVIEDO 32765 median of $462,500, and at $241/sqft it sits under the Oviedo average of $265.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Oviedo market that averages 34 — if it fits, move quickly.
04Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6416536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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