2523 NW 38 PLACE, GAINESVILLE, FL, 32605
Active1 days on marketListed Aug 18, 2026MLS #GC542796
About this home
2523 NW 38 PLACE
Charming 2-Bedroom, 2-Bath Home in NW Gainesville. Welcome to this well-maintained 2-bedroom, 2-bath home in the desirable Palm Grove neighborhood of NW Gainesville, conveniently located just off 39th Avenue. Step inside to find laminate flooring throughout the living areas and bedrooms, complemented by an open-concept floor plan that seamlessly connects the spacious great room and kitchen. The kitchen features a convenient breakfast bar and stainless-steel refrigerator, range, and dishwasher. Additional features include energy-efficient windows, low-maintenance vinyl siding, an indoor laundry room, and an oversized one-car garage. The roof was replaced in 2018, and the HVAC system was updated in 2015 and there is a BRAND NEW hot water heater. One of the home's standout features is the extra-large screened-in porch, offering an ideal space for relaxing or entertaining while overlooking the private, landscaped, fenced backyard. Residents also enjoy access to the community pool and clubhouse, conveniently located directly across the street. The location provides easy access to the University of Florida, Santa Fe College, Downtown Gainesville, UF Health Shands, Gainesville Regional Airport, and I-75, making this home an excellent choice for convenience and accessibility. Comfortable, low-maintenance, and ideally located—this Palm Grove home is ready to welcome its next owner. Call today for a private viewing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,148
Sqft
0.13 ac
Lot size
1
Garage
1998
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs Gainesville actives
$243 vs $202
Days on market
1 vs 44 typical
Where $243/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32605 — neighborhood snapshot
Population
25,698
Median age
40.5
Median income
$83,114
Median home value
$264,700
Avg household
2.34
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
194 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2523 NW 38 PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$225,000
5707 Thatch Place, Fort Pierce FL 34982 · same community
2 bd · 2 ba · 1,135 sqft · $198/sqft · 160 DOM
Sold · Dec ’25$245,000
2527 NW 37TH PLACE · same community
3 bd · 2 ba · 1,184 sqft · $207/sqft · 187 DOM
Sold · Mar ’26$255,000
1259 41ST STREET · same community
3 bd · 2 ba · 1,073 sqft · $238/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krisyalie Figueroa
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2523 NW 38 PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2523 NW 38 PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Krisyalie's phone and CRM.
Straight answers
2523 NW 38 PLACE FAQs
What would the monthly payment be for 2523 NW 38 PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2523 NW 38 PLACE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2523 NW 38 PLACE?+
The most recent tax bill on record (2025) was $3,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2523 NW 38 PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $279,000, this home is listed about 6% below the Gainesville median of $296,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2523 NW 38 PLACE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VANBEEK REALTY, LLC · Julie VanBeek. MLS #GC542796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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