Krisyalie Figueroa
$2,6002 bd1 ba756 sqft$3 /sqft≈$179 /mo all-in ↓

1209 S CENTRAL AVENUE, FLAGLER BEACH, FL, 32136

Active1 days on marketListed Aug 18, 2026MLS #FC320776

✦ Priced 99% below the FLAGLER BEACH 32136 medianFully furnishedSingle Family ResidenceGEORGE MOODY SUB

About this home

1209 S CENTRAL AVENUE

Utilities Included - Water, Electric, Garbage, Internet & Landscaping! Absolutely adorable 2 bed, 1 bath fully furnished and remodeled just one block from the ocean. Minimum of six months, 1 day. One small dog or cat permitted with pet fee.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

756

Sqft

0.11 ac

Lot size

1957

Year built

One

Levels

$3

Per sqft

Furnished

Inside

AppliancesCooktop · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

Community & fees

PetsCats OK, Dogs OK

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $91Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $91
Interest rate6.00%
Loan term

Estimated payment

$179/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flagler Beach

Map of 1209 S CENTRAL AVENUE

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$446K → $537K

Flagler Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $2,600 · 1 days on market since
1957Built · GEORGE MOODY SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krisyalie Figueroa

Your agent

Krisyalie Figueroa

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1209 S CENTRAL AVENUE — start here.

CallText
krisyalie.figueroa@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1209 S CENTRAL AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

1209 S CENTRAL AVENUE FAQs

What would the monthly payment be for 1209 S CENTRAL AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1209 S CENTRAL AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $2,600, this home is listed about 100% below the Flagler Beach median of $549,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1209 S CENTRAL AVENUE?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$2,600 is 99% below the FLAGLER BEACH 32136 median of $425,000, and at $3/sqft it sits under the Flagler Beach average of $340.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 1 day on market in a Flagler Beach market that averages 57 — if it fits, move quickly.

04Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SELBY GROUP · Melanie Provencher. MLS #FC320776.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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