Krisyalie Figueroa
$6,995,0004 bd4.5 ba4,921 sqft$1,421 /sqft$44,990 /mo all-in ↓

65 LIGHTHOUSE POINT DRIVE, LONGBOAT KEY, FL, 34228

Active1 days on marketListed Aug 10, 2026MLS #A4702631

WaterfrontPrivate poolSingle Family ResidenceLIGHTHOUSE POINT

About this home

65 LIGHTHOUSE POINT DRIVE

Some homes are simply built differently. Conceived as a grand private waterfront estate, this remarkable residence within the exclusive gated enclave of Lighthouse Point is a rare expression of architectural elegance, exceptional privacy, world-class boating, and effortless coastal luxury. Perfectly positioned on more than one-third of an acre overlooking a tranquil lagoon with coveted bridgeless access to Sarasota Bay and the Gulf of Mexico, this extraordinary four-bedroom, four-full-bath, one-half-bath residence unfolds across nearly five thousand square feet of refined living space. Originally conceived as a grand coastal estate and extensively reimagined in 2021, the home creates an atmosphere that is both elegant and remarkably livable. A dramatic two-story foyer with soaring tongue-and-groove ceilings, arched French doors, custom millwork, and an architectural wraparound gallery immediately establishes a while walls of glass frame shimmering water views and expansive sliding doors seamlessly connect the interior living spaces to spectacular waterfront terraces. Designed for both intimate gatherings and grand entertaining, the elegant great room flows effortlessly to the resort-inspired outdoor living areas overlooking the saltwater pool, spa, lush tropical landscaping, and private dock beyond. At the heart of the home, the custom Cucina Ricci kitchen is as beautiful as it is functional, featuring handcrafted cabinetry, an oversized entertaining island, and an exceptional suite of integrated Miele VitroLine appliances, including double ovens, induction cooking, and a built-in coffee system. Just beyond, a waterfront lounge offers the perfect setting for casual living or media enjoyment while maintaining an uninterrupted connection to the outdoor loggia. Privately situated on the main level, the owner's retreat is a true sanctuary, offering peaceful water views, direct terrace access, dual custom walk-in closets, and a beautifully renovated spa-inspired bath with oversized vanities, designer finishes, and an expansive walk-in rain shower. Upstairs, three spacious en-suite guest bedrooms and an additional loft-style lounge or office provide luxurious accommodations for family and guests. Outside, the estate lives like a private waterfront resort, where a stunning travertine pool terrace, mature tropical landscaping, integrated landscape lighting, and multiple outdoor entertaining areas create an extraordinary setting for year-round coastal living. Boating enthusiasts will appreciate the protected deep-water dock featuring a fourteen-thousand-pound lift, upgraded motors, dockside Wi-Fi, and immediate bridge-free access to Sarasota Bay and the Gulf, placing some of Florida's finest boating just moments from your backyard. Thoughtfully appointed throughout, the residence also features a fully renovated interior, impact-rated windows and doors, hurricane protection, a whole-house Kohler generator, integrated Yamaha indoor/outdoor audio, a spacious three-car garage with EV charging capability, and numerous additional upgrades that allow the home to be enjoyed with complete confidence. Residents of Lighthouse Point enjoy private tennis courts, a short stroll to the pristine beaches of Longboat Key, and convenient access to the Longboat Key Club, St. Armands Circle, and the world-class dining, shopping, and cultural attractions of downtown Sarasota. An exceptional offering in one of Longboat Key's most prestigious waterfront communities.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,921

Sqft

3

Garage

2001

Year built

Two

Levels

$1,421

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiable

Inside

FlooringEngineered Hardwood · Tile · Travertine
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · Ground Level · Guest · Oversized · Parking Pad
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$593/mo
Taxes (2025)$46,430/yr
PetsCats OK, Dogs OK
CommunityGated Community - Guard

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$44,990 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$37,745
PMI (est., until 20% equity)$2,623
Property tax — 2025 actual bill$3,869
HOA fee — from the listing$593
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $699,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $699,500
Interest rate6.00%
Loan term

Estimated payment

$44,990/mo

Principal & interest$37,745
PMI (est., until 20% equity)$2,623
Property taxes (actual bill)$3,869
HOA / condo fee$593
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Longboat Key

Map of 65 LIGHTHOUSE POINT DRIVE

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1019% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $6,995,000 · 1 days on market since
2001Built · LIGHTHOUSE POINT

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krisyalie Figueroa

Your agent

Krisyalie Figueroa

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 65 LIGHTHOUSE POINT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 65 LIGHTHOUSE POINT DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

65 LIGHTHOUSE POINT DRIVE FAQs

What would the monthly payment be for 65 LIGHTHOUSE POINT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $44,990/mo — principal and interest, the actual property-tax bill, the $593/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 65 LIGHTHOUSE POINT DRIVE?+

The association fee works out to $593 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 65 LIGHTHOUSE POINT DRIVE?+

The most recent tax bill on record (2025) was $46,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 65 LIGHTHOUSE POINT DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $6,995,000, this home is listed about 636% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 65 LIGHTHOUSE POINT DRIVE?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$6,995,000 runs 1019% above the LONGBOAT KEY 34228 median — but at 4,921 sqft it's also nearly 3 times the size of the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $593/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 1 day on market in a Longboat Key market that averages 95 — if it fits, move quickly.

05Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Rich Polese. MLS #A4702631.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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65 LIGHTHOUSE POINT DRIVE, LONGBOAT KEY, FL — 4 Bed, 4.5 Bath — $6,995,000 | CENTURY 21 Edge